Our pastor called a few weeks ago and told us that a young girl in our church was having a baby at the beginning of December. She was interested in finding a family and doing a private adoption. At first, we were very excited, but after examining the risks a bit more closely we decided that it was probably not wise to pursue this particular course. #1 – She lives in the same town as us, not to mention, she attends the same church. #2 – She was not insured so we would have to cover the entire cost of the birth. #3 – We are already invested financially through our agency, LFCS. Anyway . . . lots of risk for potential disaster. Thus, we declined.